- No matter what company you are looking at getting a quote from, expect a follow-up call. Rarely, if ever, do companies approve individuals for health insurance without a follow-up call. There are even instances of health insurance companies calling a consumer just minutes after completing an online application for a health insurance quote. While this has the advantage of talking to a live person who can meet all of your needs and answer your questions, it is also easy for consumers to feel as if they are being hounded by insurance companies.
- Since the Internet has leveled the playing field between just about every health insurance provider, it is easier than ever to compare different companies and plans. There are even some websites that carry a wide variety of health insurance providers so that consumers can compare specific plans, all of which fit into a certain criteria for meeting their needs.
The following are three options for comparison websites for health insurance:
http://www.healthinsurancequotesonline.us/
http://www.insurancelower.com/HealthInsuranceQuotes.php
http://www.healthinsurance.com/ - Despite information being readily available online, you may still end up paying a higher rate than your original quote online. There is still the chance that health insurance providers may use a bait and switch tactic for their advertising whereby they advertise lower rates for a plan with a higher premium and then raise the price after they conduct your phone interview. Companies may also try to talk you into purchasing a plan that costs more.
- If you can easily find a quote from a health insurance provider, then consider the rest of its website. If it is easy to navigate, then you may be able to find a lot of different types of information quickly and efficiently on the website. If the website looks like a tangled web of information, then you will not be able to benefit as much from the resources that the providers have to offer to clients. The easier a site is to navigate, the more efficiently you may be able to pay your bills online, access health information, or find a doctor within the coverage network.
- One of the important advantages of being able to find health insurance quotes online is that you can look for smaller, less competitive health insurance providers that offer plans that are comparable to the ones carried by bigger corporations, but at a reduced cost. You can even find quotes from companies that may not even have an office in your location.
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