Disability Insurance Makes a Big Difference If the Unthinkable Happens

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Imagine being sick and out of work for a long period of time - not just a few days - but for several weeks or even months. And imagine not getting paid for that time spent away from work and how devastating that would be for you and your family.

Knowing the Facts About Workers Compensation Insurance Policies

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The code contains the workers compensation programme which is designed to be a part of it, and covers the areas of loss of hearing as a result of or arising from the hazards of their occupation, other occupational illness, or injuries sustained on the job, in providing recourse by law to the employe

Disability Insurance Denials

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This article discusses how some insurance companies narrow the definition of disability under a disability policy so they can claim the original disability is no longer present. It also gives an overview of some important issues in appealing if the insurance company asserts that the disability no lo

Can You Claim Back Your Lost Earnings For a Work Accident?

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If you are involved in an accident at work and suffer an injury that is sufficiently serious to prevent you from returning to work for a period of time, what will happen to your earnings? If you are away from work for a few weeks or even months, how will you pay you household bills if you are not re

Disability Insurance Basics - Your Guide To Disability Insurance

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Knowing the Disability Insurance Basics is essential to making a wise choice for the proper coverage. There are several different types of disability insurance to choose from. This article will be your guide to disability ...

Maternity Leave Pay - When to Apply For Short Term Disability

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Short term disability insurance is a great way to create maternity leave pay, while also protecting your income in case of complications, accidents, and illnesses. Your benefit for normal delivery can greatly exceed the premium you pay when you time the start of coverage properly.

Workers Compensation - A People Business

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Workers compensation is a "people business."This concept is simple to say but, too often, difficult to execute - especially given our reliance on technology and mass communications. One workers compensation provider offers insight thanks to their specialized expertise in workers compensati

Is Disability Insurance Worth It?

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One of the fastest growing areas within the insurance industry is disability. There are very convincing reasons why you might want a good disability policy, but not all of them are created equally. We look at some of the things you should look at before signing up for disability insurance.

Social Security Disability Back-Payments

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This article discusses the importance of filing for Social Security disability payments immediately following a disability diagnosis. The process can occasionally be long and involved, and individuals in need of financial support may wish to file right away to ensure the shortest possible wait. Fort

Type Of Person That Can Get Social Security Disability

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Federal Law requires that disability benefits can be paid to a person who is unable to work due to a medical condition which lasts for one year or could result in death. As the norms are very strict and there are a lot of finer legal nuances it is always better to apply for a social security disabil

Guideline to Get an Affordable Insurance

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It is hard to digest those situations that if anything happens to us, with that incident we became totally and permanently disabled. In that painful situation, maintaining the quality of life and financial commitments is a real hectic task to everyone. On that day, the cost of living does not appear

Avoiding Long Term Disability Insurance Migraines

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As if choosing an insurance quote out of hundreds or thousands available was not hard enough, there are several more migraines involved once you purchased long term disability insurance. The good thing is you are insured probably for life by investing in a long term disability policy; but there are

Medical Resident Disability Income Insurance - Protecting Your Cash Flow

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As a medical resident, how long can you afford to be without a paycheck because you can't work due to illness or injury? Can you afford to literally burn through the majority of your savings over a period of months? Disability insurance is often the last thing on a medical resident's mind.

Physician Disability Insurance and the Residual Disability Benefit

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Informs medical residents, fellows and young physicians about the importance of a Residual Disability benefit within a disability insurance policy. Physicians not only need to protect their income against a total disability, but also the possibility of a partial disability. The residual disability b

Avoid Workers Comp Frustrations - Prepare for the Worst

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If you've got W2 employees, there's a good chance you've encountered the complicated and confusing world of workers' comp insurance. You know that some states' laws require it, while others don't. And you may also have a potential client or two that wants to see proof o

Disability Benefits and Return to Work - Making It All Work!

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Once Upon a Time... There was a time when many organizations and managers believed that if an employee was not 100% healthy and fit, they should not be in the workplace. These managers and their organizations required an ill or injured employee to remain off work until they fully recovered.

Social Security Expands Compassionate Allowances List

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This month the Social Security Administration placed an additional 35 Compassionate Allowances conditions in effect, bringing the total number of conditions in the expedited disability process to 200. The Compassionate Allowances program is a way to quickly identify diseases and other medical condit

Guide on Filing for a Worker's Compensation Insurance Claim

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The employer must be able to provide a worker's compensation insurance quote to every employee so that when something very unfortunate happens in the working area, the insurance company will be able to provide with the financial assistance. As an employee, you must complete the necessary docume

SSA's Compassionate Allowance Cuts SSDI Approval Time From Months to Days

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SSA has identified 50 conditions that meet the SSA's definition of a disability, which is a condition that renders someone totally unable to work for a year or longer, and could result in death. Confirmation of the medical diagnosis of the condition is often all that is needed to get approval f

When You Need a Disability Lawyer

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The title says it all, but there is more to disability law than getting rejected and quitting. This guide explains why you need a lawyer to get the disability benefits you deserve.