Compensation Claims - 1 Miner's 10 Year Wait

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Former Miners are still waiting for compensation payouts over 10 years after they were first processed, according to figures released by The Public Accounts Committee yesterday. The miners were waiting for payouts that were brought against British Coal after it was found they had been negligent towa

Using Class Codes 0042 and 9102

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Landscape installation and maintenance businesses use classification codes 0042 and 9102 on their workers compensation policies in roughly 40 states. Correct usage of these classification codes has a significant impact on insurance premiums.

Disability Insurance Basics

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Who wakes up in the morning and asks €What will I do if I become sick or get hurt today and cannot work€? Most people do not think that they will become disabled. However, statistics ...

Life Insurance: A Necessity

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It is a very fast world and it is impossible for anyone to know what will happen in the near future and everyone of us know that there can be a situation in which no ...

Disability Insurance to Protect Alimony Payments in a Divorce

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A divorce is not something anybody really plans for, however when it happens there are several steps people take to divide up the assets. Many times alimony payments are involved, and until now have you thought about what would happen to those payments in the event of an unexpected long term disabil

The Paper Road to SSDI Disability Benefits

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One of the key determining factors for getting your disability claim approved is if you have a medical condition that is severe enough to keep you from working any kind of job. SSA will want to know what your work skills are, what types of work you have performed, and how much you made at all your j

Workers' Compensation Terms Explained

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If you have been injured on the job and your insurance company and employer are tossing around unfamiliar terms, you may feel confused and overwhelmed. Familiarizing yourself with some commonly used concepts will make the workers' compensation process more clear for you. There are a handful of

Obstacles to a Successful Workmen's Compensation Claim

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Until the early part of the 20th century, workers had little recourse in the event that they were to become the victim of a workplace accident. But the new processes and machines that were incorporated into many jobs with the spread of industrialization created a sufficient increase in the level of

What Is Required For Worker Compensation Audits?

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The employer pays an estimated amount which is adjusted through an audit at the end of each official policy period. Being organized before the audit is essential in preventing costly errors and receiving the best possible rates. Let's take a look at how premiums are determined and what paperwor

Reviewing My Federal Government Employee Benefits

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Provides detail specifically relating to two Federal employee benefits: life insurance and disability insurance. Learn about the benefits provided through FEGLI life insurance and FERS disability insurance, and also some of the ways you can better protect yourself and your family.

Final Frontier for Financial Advising-Medicare

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Confusion amasses with retirees when the topic of Medicare is brought up. The reason for this is because most financial advisors are not keeping themselves informed of the changes occurring in Medicare.

Young Doctors, Fellows and Residents Need Quality Disability Insurance

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After years of education and training, you want to make sure that if you become disabled and cannot practice as a doctor, even in your specific field, you want to make sure that your income ...

Social Security Disability - Important Questions And Answers

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There's a lot to know about applying for Social Security disability benefits. The more you know, the better an application you can turn in, with fewer chances of bad surprises. These questions and answers will get you started.

Employees Vs 10-99s - Which One Is It?

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Having talked to 1000s of businesses by now I've heard a endless variety of questions that range from asking how much premium is due next month to if they decided to start selling damaged heart pumps, would it be covered on their records store's policy. Was not exactly easy to keep my prof

Defense Department Working Harder to Educate Vets About Disability Review Options

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Even though the Physical Disability Board of Review has been taking applications to review veterans' disability determinations for almost three years, many still do not know their status is often upgraded upon reexamination. As of October, the Department of Defense's PDBR had taken fewer t

Own-Occupation Disability Income For Veterinarians and Veterinary Surgeons

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Veterinarians are very skilled and specialized professionals that devote a large number of years to academia and training in order to become licensed, practicing Veterinarians. As a Veterinarian you achieve a level of specialty beyond what the average US worker will ever have. For that, it is import

The Benefits Of Having Individual Disability Insurance

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Among the few merits of Individual disability insurance are financial support and aid that is presented by Social Security to families and individuals with a lowered income due to disabilities. Employers can give this kind ...

Why Would I Need Trauma Insurance?

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While many Australians have life insurance, total and permanent disability insurance and even income protection insurance, few of us have trauma insurance. It is the little known cousin of the others that lurks in the ...

Industrial Accident Compensation in UK

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The Industrial Accident Compensation insurance is offered to almost all the companies in UK. The employer of the company is liable to pay the Insurance Premiums, which is calculated from the employer's earning. This value is varied from 0.

Coming Out Ahead When Losing Your Ability To Earn An Income

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Nobody wants his or her income to be taken away. If we had total control over our future, like a crystal ball, we would never worry about money vaporizing one day. One in three people will lose their ability to earn an income prior to the age of 65. The fact is, we do not know what can or will happe