Contractors - Prepare For the Impact of Your Uninsured Subcontractors

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With construction work scarce these days and profit margins thin, many contractors may feel forced to hire uninsured subcontractors on their job sites.This is always a bad idea, but if you find yourself with uninsured subcontractors on your job site, you should understand clearly, in advance, the co

Should You Apply for Social Security Disability With the Help of an Expert?

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There are more people than ever before, many from the baby boomer age group, who are trying to apply for Social Security disability benefits on their own. They soon discover that, unlike retirement benefits, which are available as soon as a person is of retirement age, getting those benefits based o

Self Employed Benefits For Maternity Leave

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Self employed benefits for maternity leave sounds like an oxymoron. How can a self employed person pay themselves for not working during maternity leave?

Workers Comp Settlements and Laws

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Workers comp is a system designed to protect both employers and employees. It provides laws for managing injuries and illnesses that result in the workplace. Employees benefit by having a defined process for handling injuries on the job. They also usually receive pay to replace lost wages and money

Filling Out a Disability Application

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Are you in the position in which you might need to fill out a disability application? You'll be happy to know that even though doing so can be quite confusing, it doesn't have to be nearly as hard as people tend to think. So long as you put forth the right amount of effort and take the tim

Taking a Look at the Types of Disability Benefits

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In the past, the only type of disability benefits one could get was through the church or other community-based charitable organization. Food pantries fed the hungry, ran donations for the homeless and contributed funds to individual families in need.

Importance of Insurance in Industrial Accidents

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There is always a chance of accidents happenings in industries, on roads and at work places home. The best solution of industrial accidents claims is insurance which can help employees. There are many misconceptions and worries among the working group in industries.

The Secret to Saving on California Workers' Compensation Insurance

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As California annually tops the nations list of highest work comp rates, business owners are rapidly discovering employee leasing services, also known as professional employer organizations - or PEOs. These services have been around for almost 30 years but have seen the most dramatic growth in the l

Disability Insurance - Can You Work and Still Receive Disability Benefits?

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There are certain policy provisions in and individual disability insurance policy that would allow one to return to work while still receiving benefits. In a true own occupation disability policy, one could choose to work in another occupation if one couldn't work in one's own occupation d

Disability Insurance - Few Points To Be Remembered

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We all are very familiar with the word "Insurance" today. Life insurance, home insurance, vehicle insurance, travel insurance, pet insurance are few of the common insurance policies that we opt for in our day to ...

Advantages Of Taking Up Individual Disability Insurance Cover

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Among the advantages of having individual disability insurance is financial support and help that is issued to your family members by the social security. Employers can secure this type of cover for their workers.

Are You Covered By Workers' Compensation If You Are A Subcontractor?

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Workers' compensation is something every employer has to think about, because by law they are forced to take care of any injury that their worker has during their work shifts. If something happens, an accident on the work place, and it's directly caused by one of your job tasks, then the e

The Most Common Occupational Injuries

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Workers who are usually affected with this condition include keyboard operators, encoders, assembly line workers, barbers, drivers, musicians, and workers that utilize vibrating equipment such as chain saws, drills, and jackhammers. Rest and anti-inflammatory are the common advice of doctors for tre

Obtain Short Term Disability Insurance

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In usual fashion, the coverage will usually begin two weeks after their condition has left them in an immobile state. However, the employee may be able to utilize their sick days until the coverage is activated.

Hire a Good Workers Compensation Attorney and Let Them Secure Your Benefits

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Don't throw away your chance to get the benefits you are entitled to. Hire a good workers compensation attorney to get your claim approved.

Experience Modification Fluctuations Driving You Crazy?

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This little number is driving business owners, HR managers, controllers, and CFOs insane with its unpredictability. If you knew what the driving factors are in the rise and fall of this number, do you think you could have better control of your Experience Mod? Most definitely! So let's discuss

Term-Life and Whole-Life Insurance: The Disadvantages

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We all know that being insured in a life insurance has a lot of benefits. Well, of course, it is undoubtedly correct. With the help of insurance agents, we are given a chance to explore ...

What Is the Federal Employment Compensation Act and How It Is Related to Workers Compensation?

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People who work for a government are also protected by workers compensation laws. In the United States, federal government has its own bureaucracy and systems, which are applicable only to people who work in federal government. Hence, in order for the federal employees to receive workers compensatio

3 Important Steps to Have a Successful Social Security Disability Application

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If you already started the application process and followed the first 4 steps to have a successful Social Security disability application, you need to understand what's next in you claim process. If you do everything as you are supposed to, the chances of your application being rejected become

Workers Compensation Explained

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If you work somewhere, whether it's inside an office or at a job site, outdoors, you may have to do various tasks that may not be the safest ones. Of course you always want to take as many precautions as you can, to keep yourself safe as you accomplish that work, however, accidents can happen.