During the financial crisis in 2008, Ben whose role was very instrumental to the implementation of his company's expansion strategy in Western Europe lost his job. In 2011, Susanna a very talented Independent Consultant suddenly became very ill and had to stop work for a few years. When she got better, she found it difficult to get the right job for her needs. Hiring managers were being cautious in hiring her. She had also lost most of her work contacts during her sabbatical. Both Ben and Susanna never thought seriously about these situations before they happened.

Job losses are common in the world of business today. Large companies move jobs to geographies that give them the most benefits and thousands of people lose their jobs every year. We all know someone that has been affected. With large companies are defining their roles in the ever evolving global market place with diverse effects. Some of those effects are low wages and job losses, so employees need to start thinking, what next if I lose my job, its no use to think anyone is immune. Any employment where the employee have no control of decision making is not secure.

1. Start planning for change of circumstance early. It is essential to start planning early; before and not after retirement or job loss. Even now that the 2008 financial crisis is mostly over, fear of job losses are still rampant in the major industries (Banking & Finance, Manufacturing). There is hardly anyone who is 100% secure, and very few employees are satisfied with their jobs.

2. Reducing unnecessary household cost. This is more of a challenge for most people. It is difficult to envision what next if I lose my job, especially for the younger generation. There are more optimistic of their abilities in the world. However its essential to reduce your spending and save more when the sun is shining.

You can learn how to reduce your household bills Click Here

3. Starting own business is one of the best advice that employees can get. It's easier than most people think. In the 21st century, more business opportunities are available to future business owners to explore. It is relatively easy to start your own business with little risk and minimum capital.

Losing one's job is a situation that anyone wants and would rather do without. No matter how anyone loses their jobs, it causes more stress and pain. And most employees desire more than the benefits their jobs provide. So it's important to think, what next if I losing my job / retire and start implementing alternative solutions.

Today, Susanna and Ben have very different lives from the lives they lived a few years ago. They have built their own businesses with Residual (passive) Income opportunities. Using a combination of the skills they acquired from their former jobs and new ones. They have control of their future in their hands.

What do you want for yourself? If you want to build a future like Susanna and Ben Click HERE