- The federal Occupational Safety and Health Administration (OSHA) defines a work injury as "any wound or damage to the body resulting from an event in the work environment."
- Occupational illnesses also are considered work-related injuries. OSHA includes skin conditions such as rashes or respiratory problems caused by exposure to hazardous materials.
- If you're injured on the job, you should get medical treatment immediately, then file a claim with your state's workers' compensation division.
- States set their own standards on injuries they will accept for compensation after investigating a claim. For example, Ohio does not cover injuries that are self-inflicted or a result of horseplay on the job.
- If the state workers' compensation office accepts your claim, it will pay your medical expenses and cover lost wages if you are unable to work.
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