Scholarships for Women Firefighters

Personal Finance 7/10/2024 11:28:00 AM 7/10/2024 11:28:00 AM

7/10/2024 11:28:00 AM 7/10/2024 11:28:00 AM 17 17

Firefighters play an important role in the safety of our society, protecting us and our property from fires and natural disasters. To help increase the number of female firefighters in the United States, several sources have created scholarships to offer financial incentive to females to enter the f

Credit Card for College Students With No Credit

Personal Finance 7/10/2024 12:13:00 PM 7/10/2024 12:13:00 PM

7/10/2024 12:13:00 PM 7/10/2024 12:13:00 PM 30 30

A typical college student who lacks an established credit history may have difficulty obtaining a credit card. A poor credit history in addition to strict underage credit rules in the Credit CARD Act can make credit cards difficult to come by. Despite these obstacles, you may be able to get your fir

Credit Tips for College Students

Personal Finance 7/10/2024 4:39:00 PM 7/10/2024 4:39:00 PM

7/10/2024 4:39:00 PM 7/10/2024 4:39:00 PM 76 76

Use a credit card sparingly to build good credit while in college.credit card and hand image by Warren Millar from Fotolia.comDuring your first few semesters of college, you will probably live on campus, walk, ride your bike or the campus bus anyplace you need to go and eat mostly within...

How to Ask Rich People for Money

Personal Finance 7/10/2024 5:23:00 PM 7/10/2024 5:23:00 PM

7/10/2024 5:23:00 PM 7/10/2024 5:23:00 PM 56 56

Wealthy people are often looking for investments. Many are willing to consider proposals if you can illustrate a need and a worthwhile endeavor. If you want to ask rich people for money, however, you must be sensible and thorough.

How to File a New Claim for Unemployment

Personal Finance 7/10/2024 6:17:00 PM 7/10/2024 6:17:00 PM

7/10/2024 6:17:00 PM 7/10/2024 6:17:00 PM 162 162

When you lose your job, you may be worried about the loss of income. Filing a new claim for unemployment benefits can help to alleviate that fear. If you qualify for unemployment, you can get weekly compensation for each week that you remain unemployed. Qualifications vary by state, but generally yo

How Much in Unemployment Benefits Am I Qualified For?

Personal Finance 7/10/2024 8:04:00 PM 7/10/2024 8:04:00 PM

7/10/2024 8:04:00 PM 7/10/2024 8:04:00 PM 114 114

When unforeseen circumstances result in a loss of employment at no fault of your own, you may qualify for federal unemployment assistance. The amount for which you are eligible depends on the state in which you live, how you became unemployed, for whom you formerly worked and how much you earned. Wh

How to Make a Budget for Social Security Disability Payments

Personal Finance 7/10/2024 9:07:00 PM 7/10/2024 9:07:00 PM

7/10/2024 9:07:00 PM 7/10/2024 9:07:00 PM 60 60

If you receive Social Security Disability payments, you're going to need a household budget in order to make the money last throughout the month. One good thing about disability payments is that they usually come on the same day each month and for the same amount, so you know what you're working wit

Is an Early Pension Release a Good Idea?

Personal Finance 7/11/2024 12:15:00 AM 7/11/2024 12:15:00 AM

7/11/2024 12:15:00 AM 7/11/2024 12:15:00 AM 89 89

In the current economic climate where money and jobs are hard to come by, people are finding it increasingly more difficult to afford the cost of living, let alone being able to afford luxuries. This ...

What Are Roth 401k Penalties?

Personal Finance 7/11/2024 3:08:00 AM 7/11/2024 3:08:00 AM

7/11/2024 3:08:00 AM 7/11/2024 3:08:00 AM 70 70

A Roth 401k brings some of the tax benefits of a Roth IRA into a traditional 401k account. With a traditional 401k account, you get a tax deduction on your contributions, but your distributions are taxable. In a Roth 401k, also known as a designated Roth account, you do not receive a tax deduction f

Do You Pay Taxes on the Cash Value of a Life Insurance Policy When You Cash It Out?

Personal Finance 7/11/2024 4:22:00 AM 7/11/2024 4:22:00 AM

7/11/2024 4:22:00 AM 7/11/2024 4:22:00 AM 182 182

Cash value life insurance is a type of life insurance that provides a cash-surrender value along with the death benefit. The cash-surrender value is a cash reserve that builds against the value of the death benefit. The difference between the cash value and the death benefit is called the "net amoun

What the heck is life insurance anyway?

Personal Finance 7/11/2024 3:30:00 PM 7/11/2024 3:30:00 PM

7/11/2024 3:30:00 PM 7/11/2024 3:30:00 PM 49 49

Let's answer it simply and use a couple examples for clarification. Life insurance is any product that pays a financial benefit for an incident or action in a person's life. Let's use car insurance as ...

Saving Money around the House

Personal Finance 7/11/2024 3:53:00 PM 7/11/2024 3:53:00 PM

7/11/2024 3:53:00 PM 7/11/2024 3:53:00 PM 59 59

Many people are searching for ways to save money around the home, even as the recession that shook Britain is starting to, well, recede. However, that doesn't mean we're out of the dark yet - ...

List of Individual Grants for Personal Necessities

Personal Finance 7/11/2024 5:05:00 PM 7/11/2024 5:05:00 PM

7/11/2024 5:05:00 PM 7/11/2024 5:05:00 PM 42 42

Grants are cash gifts that help recipients pay for any number of expenses, from starting a business to funding an art project or avoiding foreclosure. In addition to the temporary or occasional grants that independent nonprofit agencies and private businesses offer, the federal government is a major

Garnishing Federal Benefits

Personal Finance 7/11/2024 5:07:00 PM 7/11/2024 5:07:00 PM

7/11/2024 5:07:00 PM 7/11/2024 5:07:00 PM 72 72

When a person owes a debt from the federal government, he may face various penalties for the debt, as well as the prospect of severe legal action. Among the most extreme measures that the federal government can take is to garnish the person's wages. While private creditors are not allowed to garnish

Free Help With Government Grants

Personal Finance 7/11/2024 5:08:00 PM 7/11/2024 5:08:00 PM

7/11/2024 5:08:00 PM 7/11/2024 5:08:00 PM 44 44

There are plenty of resources for helping you find and apply for government grants without having to resort to buy expensive guidebooks. Everything you need is available on-line or at your local funding library. The federal government, many foundations, and "funders" offer extensive free downloadabl

How to Find and Use Coupon Codes

Personal Finance 7/11/2024 7:42:00 PM 7/11/2024 7:42:00 PM

7/11/2024 7:42:00 PM 7/11/2024 7:42:00 PM 38 38

Coupon codes are an online feature that allows you to rake in the savings from virtually anything you buy. A coupon code is basically a string of digits and numbers that resemble an actual paper coupon. A coupon code is basically an internet coupon. If you plan on doing your Christmas shopping this

Tax Implications on a Child's Savings Account

Personal Finance 7/11/2024 7:43:00 PM 7/11/2024 7:43:00 PM

7/11/2024 7:43:00 PM 7/11/2024 7:43:00 PM 57 57

Parents often start savings accounts for their children when they're born. Many have college in mind, while some simply desire to give their children a financial head-start toward a car, a first house or a trip around the world before heading into the workforce. A personal savings account for an old

What Price Poverty?

Personal Finance 7/11/2024 7:45:00 PM 7/11/2024 7:45:00 PM

7/11/2024 7:45:00 PM 7/11/2024 7:45:00 PM 45 45

Poverty is horrible. What it boils down to is total deprivation. Do not worry; I am not talking out of the top of my head. I have been there, done it, got the tee-shirt. It ...

How to Effectively Communicate With Customer Service Representatives

Personal Finance 7/11/2024 7:51:00 PM 7/11/2024 7:51:00 PM

7/11/2024 7:51:00 PM 7/11/2024 7:51:00 PM 40 40

There are many stories of customer service calls that leave customers feeling frustrated and angry. However, having a conversation with a customer service agent that ends on a positive note is possible. Customer service representatives complete intensive job training programs in which they learn tec

Can You Withdraw Money From an IRA if You Replace It?

Personal Finance 7/11/2024 8:04:00 PM 7/11/2024 8:04:00 PM

7/11/2024 8:04:00 PM 7/11/2024 8:04:00 PM 61 61

Early withdrawals from a retirement account are subjected to taxes like normal income. On top of the normal taxation, the withdrawals also incur a 10 percent penalty. The one exception to this rule is a rollover. The IRS allows rollovers from an IRA to another similar account once per year. This is