Having a bad experience with being too much in deep with debt makes you want to have a new beginning with your life, a fresh start that is debt and worry free. It is the only silver lining that lies just ahead of the troubles debts have given you. But living today is very costly and you would still probably rely on your credit cards and asking for loans and such. There is nothing to worry about that because you have experience already the worst case scenario and having that kind of experience must have taught you something. It is not wrong to rely on borrowing money as long as you know the consequence and you would not let yourself be drawn to that again.
You could start your life again and acquire financial freedom through your own managing capability. You could establish yourself first by looking for a job that gives you financial stability and allows you to have growth. You must also consider the benefits they give such as health insurance because this would save a lot on your part. If finding a new job is not actually an option for you, then try controlling your shopping drive. Have a maximum of two credit cards and use them just whenever you really need to. Do not have the idea that it is limitless and you could extend paying while you are looking for money. Remember that in all forms of debt, more often than not, your payment goes into the interest rather than the principal whenever the duration of debt extends. You could also ask The Financial Freedom Network for help to manage your debt and acquire financial freedom. They are willing to give assistance to those who are in dire need of help and aiming to have a fresh, new start.
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