- 1). Find out if your employer is required to have worker's compensation insurance. In most states, almost all employers are. This means if you work for someone who has 1 or more employees and you are not an independent contractor, you will need to get your work injury compensation through the worker's comp system.
- 2). Make sure your injury is covered by worker's comp. If you were injured in the course of your employment while doing something job related, you are entitled to work injury compensation. This is true in some cases even if you weren't physically at the office, as long as you were somewhere you were supposed to be. It's also true if you were injured because you were negligent, as long as you didn't so something on purpose to get hurt and you weren't drunk or on drugs. Negligence does not preclude a work injury claim, and your employer did not have to do something negligent in order for you to be entitled to work injury compensation.
- 3). Follow all the required steps for a work accident claim. This means you must notify your employer or your injury and your intent to seek work injury compensation as soon as you can after your injury. This also means going to a doctor, sometimes even one recommended by your employer. You must do all these steps in order to file a work accident claim and get work injury compensation. If you don't tell your employer or you won't go to a doctor, you may lose your right to file a work accident claim and be unable to get work injury compensation.
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