The very first thing to do when you have bought the bike of your dreams is to get it insured. It is very important to find an insurance company that is reliable and in order to do so go to the internet and browse through the insurance companies that are ever ready to give a bike insurance quote online. If you have ever bought car insurance before, you will realize that getting a bike insurance quote is not that much different.

When looking for insurance companies online, it's a good idea to check them out carefully. You must see whether they have the necessary experience and long years of service to know what they are doing. Furthermore, there will be people who have written about their service and posted the reviews online. By checking some of these also you will be able to get an idea on how trustworthy they are.

When you receive the different quotes, don't just settle for the one that's cheapest. Go through all the quotations you have received and make sure that you are being covered for all your requirements. Don't ignore the almost invisible small print because there could be a clause included that might be to your disadvantage. Try to balance between the price and the coverage you have been quoted and even if you have to pay a little extra for better coverage, don't hesitate to accept it rather than the cheaper quote which does not include everything you want.

Before you start looking for insurance coverage think well of your requirements. What covers do you need? Is it going to be an all risk policy or only for things like theft and accidents. It is always better to ask a lawyer who deals in insurance the type of policy you should get.

When it comes to bike insurance there are a few factors that differ from car insurance. Depending on the circumstances of your travel and the mileage you cover daily your premium will differ. If you use your bike for weekend traveling or only when your car is not available, say so on the application since this will enable you to get a lower rate. Another thing to remember is that anyone under 30 applying for motorbike insurance will be charged a higher rate of insurance than someone older.

Your bike insurance company too will be asking you many questions when you ask for a policy. They will be very anxious to know how great a risk you are and therefore you will be asked where you leave your bike at night and what security measures you take. If your bike is locked up in your home at night they will be happy and if you also use a wheel locking device when you park it while on your travels, they will be satisfied enough to give you a better rate.

Finally, think of how you are going to make your payments. If you are planning to make your payments once a month, it could mean a higher rate of interest whereas if you are willing to pay the full amount in one go, you will be better off as far as the interest rate is concerned. All these factors have to be taken into consideration when applying for a bike insurance quote and therefore get your facts straight and decide before hand what you want before you apply for your bike insurance.