If you need to file for insurance claims for motorcycle theft, you would have to go through particular processes and procedures in order for you to get the amount or services that the company should provide you with. If you are clueless as to what you should do, here are a few basic tips when filing for insurance claims.
First step is to fill up a form that will be provided by your insurance company. You can drop by their office to get a copy of the document. In some cases, this may be request from them. Some companies do send forms through snail mail to your home while others provide it through email.
After accomplishing the claim form, you also have to present necessary documents to the insurance company. This includes certificate of motor insurance, registration documents, test certificates, official receipt of your motorcycle cycle and other documents which can make the claim process fast.
If in case your stolen motorcycle is recovered but it is already damaged, insurance for motorcycle theft will still provide you with aid when it comes to repairs and replacement of parts. In case your stolen motorcycle is not recovered at all, you can file for total loss claims which almost all insurance companies offer. You have to take note though that the payment you will get will still depend on the type of motorcycle you have and the kind of insurance plan you availed.
Usually bigger motorcycles with more expensive insurance policies are eligible for higher insurance claims. For reliable and efficient companies, the processing of claims can take two weeks up to one month, depending on the documents you need to present to the insurance company and the surveillance that they will do. If you provide the company with complete documents, this can make the process faster.
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