Gap is a type of policy which runs along side your usual car motorbike motorhome insurance policy and there are all sorts of different policies you can choose from, when it comes to Gap insurance, and in this case we will look at three different types of policy you are able to choose from depending on your circumstances. Upon the purchase time of a new vehicle, for something such as, a new car, a motorbike or even a motorhome, the dealer where you originally made your purchase from may offer you a policy, but sometimes the price may be a bit high for whatever type of cover you are looking for. That's where we come in to play, we can offer great rates when it comes to gap policies for your vehicle, and we offer different policies too.

Finance insurance, what is it, and what can it do?
Out of all of the policies available for gap insurance, we believe that finance gap insurance is one of the more easier to understand policy agreements throughout our entire range. In a nutshell, finance insurance, or a contract hire gap policy basically,pays the difference between your vehicles value, if it were sadly to be written off in an accident or incident of some form,at the time of the accident and the amount that were to currently be left outstanding on the finance agreement. Most levels of gap can only be purchased within 180 days of the date of the original purchase price, except for contract hire/finance gap policy which can be purchased at any time throughout the duration of ownership of your vehicle. Finance gap insurance covers a wide range of categories which include the following: cars,LCV'S,Motorbike's,private hire taxi's and cab's. Paint and Upholstery protection,finance gap insurance that covers vehicles with modifications and can transfer the policy in which you have to your next of kin, where something tragical were to happen such as a death, or another form of incident that leaves you incapable.

VRI gap insurance,what is It, and what can it do?
Another policy that we offer, is known as VRI gap insurance (Vehicle replacement insurance). In a nutshell what one of our VRI policies will do is, VRI will pay the difference between your vehicles market value at the point of loss, and the cost of replacing it with another vehicle, matching the original vehicle's, specification,age and mileage at the time you originally bought it, or the amount outstanding on finance, which ever is the highest. Much in the same way a finance gap policy covers you VRI does the same in the following aspects: Paint and Upholstery protection,includes cover for up to 1500 of dealer fitted accessories. Your policy would transfer to your next of kin in the result of a tragic incident such as a death. Some of the main differences with this policy are for example such as: you have upto 180 days from the original purchase price of your vehicle to take out VRI gap insurance cover. This particular policy does also cover all named drivers on your original insurance policy as well as covering drivers who are currently on a provisional liscence.

RTI gap insurance,what is it, and what can it do?
A return to invoice or RTI for short, is one of the most popular choices of gap insurance in existence today, and is the main gap insurance policy a car dealership is most likely to offer you upon the purchase of your vehicle. Basically in the easiest form of explaing an RTI policy, an RTI policy pays the difference between the vehicle market value,at the point of total loss and the original invioice price you paid or the amount outstanding on finance which ever is the highest. Again much in the same way VRI is, RTI is available only after the original 180 days of purchase not after.