Category : Personal Finance : Business & Finance

Laws Regarding Spousal Inheritance Rights in Georgia

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When a married person makes her will, she should leave at least some of her property to her surviving spouse. In Georgia, there are laws in place to protect a surviving spouse. These laws are set forth in section "Wills, Trusts and Administration of Estate," located in Title 53 of the Georgia Code.

How to Pay for Things You Need in Retirement

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Retirement is an inevitability that most workers must face one day. Despite a loss of earned income, living expenses do not subside. While Medicare may pay a portion of your medical costs, and you may have a fully paid mortgage, you still must pay for necessities, such as food and utilities, as well

Can You Get Unemployment Benefits From Previous Years?

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Unemployment benefits are intended to be collected immediately after losing your job. Each state offers unemployment benefits to the jobless, when the job loss is not caused by anything the employee did. Waiting and trying to collect unemployment benefits from previous years is not wise, because you

How to Transition to a Retirement Fund

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Many workers spend their entire working lives preparing for retirement, but creating a well funded retirement plan is only half of the picture. The other part of the picture is successfully transitioning to the retirement plan. In order to enjoy a successful retirement, you need to evaluate the amou

Ready to Withdraw Investment Income? Where to Start?

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If you're properly invested, you probably have several types of accounts: IRAs, 401ks, annuities, and non-IRA accounts. Once you're ready to start living on your investments, how do you decide where to draw from first? ...

Protecting Yourself Through Income Protection

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Sometimes, the things you least expect to happen, does. Whether it's a mistake at work, an injury or illness, there are often times when you're left being unable to work and supplement your income. For ...

All About Child Plans

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With prices rising for everything from fuel to food, it isnâEUR(TM)t really a wonder that youâEUR(TM)re worried about the future. You could easily imagine the costs for education or the expense for a wedding skyrocketing ...

How Do I Distinguish Between Tight & Loose Monetary Policy?

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Monetary policy refers to either the government's or the bank's policy on credit. Money is necessary to invest, to buy and consume. To restrict this money, in theory, is to restrict these activities. To make access to money easy, again in theory, is to make investing and consuming easy. Although the

Grants for People Making a Difference

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Nonprofit organizations often are faced with the challenge of gathering the funds needed to support their projects and accomplish goals. Grant money is free and never has to be repaid. Many companies and agencies grant funds to organizations run by people trying to make a difference in the world. Yo

How to Calculate the Hourly Pay for a Shift Worker

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If you're a shift worker and need to calculate your hourly pay from a different format, the math is elementary, but there are some variables. For instance, you need to take into account shift length, as well as any variances in scheduling over a given period. An hourly calculation is vital to make c

Scholarships for Female Minorities

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Scholarships for minorities help increase diversity at colleges and universities. Organizations create scholarships in varying amounts based on a student's academic or financial need. Scholarships for minority women require research to find but can be a dramatic relief to the high costs of postsecon