Here's One Tip To Save You A Bundle On Your Life Insurance

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It's straightforward, always have your Life Insurance policy "Written in Trust". This may seem as if it's technical, but it is straightforward to understand and it's simple to organize. "Written in Trust" assures that in ...

What Is Employer Paid Term Life Insurance?

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Employer paid term life insurance simply means a group term life plan offered to employees through their business for which the business itself pays all or part of the premium. The underlying policy does not change regardless of who pays for it. There are potential tax consequences for employer-paid

Why Buy Life Insurance?

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It is staggering how many individuals do not have life insurance today. This is because they do not realize the importance of having life insurance. Then again, a lot of people have the "I will ...

Breathe easy; most lung diseases insurable

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By Karen Caffarini Life Quotes, Inc. Lung disease encompasses a wide range of afflictions-from the very treatable pneumonia to the controllable but not curable emphysema to lung cancer, whose victims have a five-year survival rate ...

What Is the Average Salary That a Taste Tester Can Earn?

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Taste testers are employed to ensure that food products consistently meet production standards. They taste samples and perform laboratory experiments to check that the levels of ingredients are correct, that no foreign substances have entered the product, and to analyze if improvements can be made.

Maryland Life Settlement Regulations

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Maryland life settlements help consumers gain more cash versus surrendering the policy back to the insurer for less money.Maryland state contour against blurred USA flag image by Stasys Eidiejus from Fotolia.comThe Maryland Insurance Administration (MIA) enforces Maryland life settlement...

Life Insurance Calculations

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Life insurance policies are designed by professional mathematicians called actuaries. These mathematicians use complex formulas to derive the costs associated with providing life insurance. While it takes years of training and specialized knowledge to master these calculations, you should have a bas

What Is a Unit in Term Life Insurance?

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When you buy term life insurance, your insurance company uses "units" of insurance. These units are dollar amounts that the insurance company sells insurance in. For example, an insurer may sell life insurance in blocks of $1,000. When you purchase term life insurance, you should understand how thes

Top Reasons for Buying Insurance

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If you are looking for insurance to protect your family's financial security in the event of tragedy or loss, then you will want to consider a lot of factors. Too often enough many Americans forego ...

Protecting your Most Valuable Asset with an Income Protection Policy

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Your income is your most valuable asset. Without your income, you are unable to pay your rent or mortgage payments, meet car loan requirements, pay your utility bills, or even buy food. If you are ...

Life Insurance and Medical Exams

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Private life insurance policies typically require medical examinations. This applies to both temporary and permanent policies. Group life insurance offered through a person's employer does not usually require an exam. Private customers are required to ...

Toxicologist Salaries in Arizona

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Toxicologists investigate the presence, safety and hazards of various chemical substances. They specialize in areas such as medical, pharmaceutical, environmental and forensic toxicology. These scientists work in colleges and universities, various types of industry, government agencies, hospitals an

Are Other People Who Drive My Car Insured Under My Insurance Policy?

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Generally, the rule is that car insurance coverage follows the car, not the driver. This means that as long as you abide by the terms of the coverage agreement and taken reasonable care, you should be protected by your car insurance policy even if someone else has crashed your car.

Differences in Term Life & Whole Life Insurances

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Life insurance combines the frustration of complexity with the risk of large consequences for making a mistake. Although entire libraries of books have been written about the subject, beginners should start by understanding the difference between the two major categories of life insurance--term life

Quick Insurance Tips

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When you purchase insurance, whether you are insuring your home, life, car or health, you must carefully weigh the cost of the insurance over the coverage it will provide. Always shop around for the most affordable rates and greatest coverage on any insurance product. Then, consider both current and

Personal Injury Insurance Coverage

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Personal injury insurance, also known as personal injury protection (PIP), is a type of automobile insurance. The coverage pays for the treatment of bodily injuries of the driver or passengers involved in an automobile accident.

What Documents Are Needed for Year-End Asset Accounting for a Texas Guardianship?

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Texas recognizes two kinds of guardianship when an adult is incapacitated or a child becomes orphaned or otherwise abandoned. One is the guardianship of the person, and the other is the guardianship of the person's estate. Sometimes the same guardian serves in both capacities. If you're the guardian

Why Young Adults Need Term Life

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Term life insurance can be a very important part of the overall financial portfolio of many young adults. It's important for them to carefully consider why it's so essential for them to have, as well ...

Aerospace Engineering Scholarships for Women

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A variety of scholarships are available to female aerospace engineering students. General scholarships for aerospace engineering students are awarded by a variety of organizations and institutions, including NASA. The primary curator of aerospace engineering scholarships limited specifically to fema

How to Compare Insurance Quotes

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Almost everyone needs one form of insurance or another. Insurance protects valuable things in our lives like our homes, our cars and even our loved ones in the event we aren't there to take care of them ourselves. The insurance industry can be very competitive, and different carriers have differen