How to Invest in Life Insurance Policies

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A life insurance policy is a financial contract between you and a life insurance company that protects your family from having to pay for your financial obligations after you die. The life insurance company provides a death benefit in exchange for monthly, quarterly or annual premiums. When you inve

How to File a Lawsuit for a Denied Life Insurance Claim

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Insurance companies cannot approve every claim that is filed -- some claims are fraudulent, while others do not meet underwriting guidelines. Companies also don't like to approve too many claims because it decreases revenue for the business. In the instance your insurance company wrongfully denies y

What Is the Yearly Salary of a Mid-Wife?

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A midwife earns a salary by offering more than just childbirth services. A midwife can provide a complete range of women's healthcare. Midwives can perform routine gynecological exams, give advice for family planning, deliver babies, and provide postpartum care to mothers. Operating at a lower cost

List of Insurance Designations

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Once you die, the person you named as beneficiary gets your life insurance proceeds, regardless.grab image by Dron from Fotolia.comSelecting the right person to receive your life insurance is important. That's why understanding the various life insurance designations can make the...

Tips for Getting Insured With Guaranteed Issue Life Insurance

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Life insurance is an important way to protect your dependents in case of an unexpected death. Policy proceeds can be used to - Pay debts and financial obligations; Pay for final expenses such as funeral ...

Life Insurance and Other Issues

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Life insurance can be more important than it first seems to us. It becomes wide-spread business and a lot of scammers are dealing on the insurance market. We need to secure ourselves. The first and ...

How to Sell a Whole Life Policy

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Whole life insurance policies offer guaranteed death benefits, guaranteed cash values, and usually they will also offer level premium payments to the contract owner. However, many people realize that they do not need their whole life policy as they grow older. Perhaps the individual's financial resp

Why Use First-To-Die Life Insurance?

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Of the many types of life insurance on the market, first-to-die life insurance might be a good choice for you and your spouse. First-to-die life insurance allows you and your spouse to have a combined policy, with one premium payment. Before you buy this type of policy, however, you should understan

How to Make Your Life Financially Secure in An Era of Inflation

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Financial security remains dubious unless it factors in the current and projected rates of inflation. Today investment planning is not just about growing your money but growing it at a rate which outpaces inflation. This ...

How to Cancel an Aflac Policy

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Aflac provides supplemental insurance, life insurance and disability insurance for individuals and those on employee plans with a business. The company's supplemental insurance provides money to pay for expenses when you are injured rather than covering doctors and hospital bills. This can be very h

What Life Insurance Tells You About The Real Health Risks You Face

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Life insurance isn't exactly the most popular of subjects with people. Talking about anything related to death is always a bit awkward, but it is a necessary task. That being said, taking the time to ...

About Life and Health Insurance Exams

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Life and health insurance exams are often necessary in order obtain significant amounts of life insurance and to qualify for health insurance. Insurance companies require these exams to ensure they do not end up giving high-risk coverage to someone in bad health or with a chronic or terminal illness

Can You Purchase Additional Life Insurance?

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You may not own enough life insurance to fully protect your loved ones in the event of your death. Depending on your situation, you may be able to purchase additional life insurance to cover your needs.

How to Calculate a Worker's Comp Settlement in Illinois

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Unless the employer/employee agreement specifies otherwise, a workers' compensation settlement approved by the Illinois Workers' Compensation Commission bars any future financial relief to the injured worker for the incident that caused the claim. Because of this, it is essential that you or your la

Pros and Cons of a Flexible Premium and Adjustable Life Insurance With Indexed Features

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Equity indexed life insurance is a life insurance policy that promises to credit the policy's cash value reserve account with investment gains only from upward movement of the stock market. Does it deliver? This type of policy is very complex and before you decide to purchase one, you should be awar

Who Needs Whole Life Insurance?

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There are two basic types of life insurance: whole life and term life. Whole life insurance provides a death benefit for life, while term life provides a death benefit for only a set period of time. Though each type of life insurance has advantages and disadvantages, there are certain situations whe

How Is Payment Made to Beneficiaries on a Life Insurance Policy?

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The beneficiary--the person to receive the benefits of the life insurance policy--is picked upon opening the policy. The owner of the policy is normally the one who chooses the beneficiary. When the insured dies, the beneficiary is able to pick one of several methods of payment. Once the

Finding Affordable Life Insurance Might Not Be So Hard

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Quite a few people are not aware that an inexpensive substitute to pricey everlasting daily life insurance policies exist and are out there waiting for you. They listen to the marketed steep prices that include ...

Life Cover - Financial Protection If Someone Dies Suddenly

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Life cover will pay out a lump sum on death. Most life cover policies will also make an earlier payment on the diagnosis of a terminal illness. This article explains how terminal illness benefit works ...

How Much Money Do Crabbers Make?

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Commercial crabbers catch and harvest wild crabs. The U.S. Bureau of Labor Statistics groups these workers with fishers and fishing vessel operators, noting that this occupational category is characterized by physically demanding and potentially hazardous work, along with long hours and seasonal emp