If you take a moment to sit back and ponder the idea of the government grant money; you may begin to agree that President Obama is brilliant. The idea of curing the debt problem in The United States to create spending sounds quite remarkable. There are three general categories that each individual may fall in: people that have money that aren't spending, people that have money but are paying their debt versus spending, and those that have no money that are not paying their debt or spending.

There are still plenty of people in America that have money. However, the problem is they are saving it for a rainy day. It is no hidden fact that people are suffering right now. Statistically, there has always been a certain group of people that would be identified as always being in and out of work. We have now come to the realization that unemployment has found everyone. People that have never been out of work for their entire life are now facing foreclosures and a mountain of debt. People with money are witnessing this and in fear of losing what they have some day are hoarding their cash in savings and safe investments rather than spending like usual.

People that are working but only to pay their basic needs and their mountain of debt are the next group of people. These people are still working but having to cut costs just to survive. They are meeting their basis needs and making minimum payments on their debt. American lifestyle is taking a downfall as to what is usual. Many people no longer have cable television, telephones, cars, and some people have even had to cut from three meals a day to two.

The third group of people is those that are not working and have no income. They are not meeting their basic needs and not paying on their debt. These Americans are facing homelessness and major medical issues placed on them from the stress. These people are not spending and will not be spending for quite some time.

After considering these various scenarios you can envision what these Americans can do with their life and health if they were debt free. Obama's debt relief grants can offer this possibility to American's in need.