Insurance Health & Medical Insurance

Do I Really Need Physician Assistant Insurance?

Physician assistants are becoming more popular, and they serve as the first-line defense against a number of diseases and other maladies. However, their popularity has led to a new phenomenon: physician assistant insurance. This insurance should be viewed as mandatory; here are a few reasons why.

It May be Required

Physicians are required to carry malpractice insurance in all states, and most states require nurse anesthetist to carry CRNA malpractice insurance as well. While some physician insurance plans may cover their assistants, many do not, and you'll want to ensure that you're in compliance with state regulations. Although the cost of insurance might be higher than you'd like to pay, it comes with some significant advantages.

Protection Against Mistakes

Everybody makes mistakes, and physician assistants are no exception. Mistakes are often based on only have partial information, but patients and their families don't always understand this. When you have physician assistant insurance, you'll be protected against lawsuits resulting from mistakes you happen to make, and your financial future will be in much better shape.

Juries are Unpredictable

Unfortunately, juries don't always act in a rational manner, and some might find against you simply out of sympathy for the plaintiff. Jurors often know that physician assistants have insurance, and they realize that insurers will pay out if they find in favor of the plaintiff. If you don't have insurance, however, you'll be responsible for the entire payment. Don't take this risk.

Insurers Have Great Lawyers

Should your case end up in court, hiring lawyers can be prohibitively expensive, and many will have to go into debt to defend themselves. When you have physician assistant insurance, you insurer will bring aboard their in-house lawyers. These lawyers are well trained and have a significant amount of experience, and they know how to put forth the best defense possible. Your odds of having a positive judgment and being able to keep your reputation intact will be much greater.

Get a Better Job

Some employers want all of their employees to be covered, and you might not be considered hirable if you lack physician assistant insurance. Before applying for a dream job, make sure you have adequate insurance. Doing so will make your potential employer more likely to give you a chance.

Unfortunately, malpractice is a problem in the medical field, and relying on juries that rarely contain experts can lead to unfair outcomes. In response, insurance companies offer physician assistant insurance plans. By insuring yourself against these lawsuits, you can save your financial future, avoid wasting time in court and protect your professional reputation.

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