A great thing happened in the early 1980's for all people who love and own a dog, pet insurance was invented.
Back then, dog health insurance was very standard and actually, quite expensive.
However, since then the specifics of the various plans out there have become so varied, it's now tough to choose the perfect one.
Of course, there are major variations in cost and coverage options.
There are many factors to consider when choosing a pet insurance plan for your dog.
Beside deciding how much money you are willing to spend and what medical procedures you want to have coverage for, here are some things to take into consideration before deciding on a plan.
1) What breed of dog do you have? If your breed is prone to developing specific health conditions, be prepared to pay more for coverage.
In some cases, you will pay a lot more.
In order to cut down on the cost of coverage, many dog owners will limit their coverage to only emergency procedures.
2) The age of your pooch could be a factor.
If your dog is just a puppy, there are no problems.
However, if it is older you could pay significantly more money.
You may want to look for plans that are designed just for older dogs.
3) Most plans limit the amount of vets you can take your dog to.
You don't want to choose a plan that doesn't give you the option of a vet close to your residence.
While the inconvenience of seeing a vet far away is one reason, the real reason is because you don't want to have to drive too far if an emergency comes up.