The auto insurance industry is a very competitive game.
It constantly demands that insurance companies give their best or they get little business.
In short, competition is good for the consumer.
If the prices they quote you are too expensive or their service is lacking, they know that you will move on to their competitors.
This gives agents and insurance companies a very big reason to treat you like a VIP.
If you are not satisfied with your insurer, or just curious to see if you could save some money on your premiums, this information is for you.
Research Since auto insurance is not optional, it pays you to find the cheapest rates available.
Instead of driving around town going to agents or spending all day on the phone, I recommend shopping online.
This is by far the most efficient way to shop for insurance and compare quotes.
Here are some things to consider while shopping for auto insurance.

• Find out what coverage your state requires and at what amounts
• Know what your budget is when shopping for auto insurance
• Find out what is on your driving record
• Determine if you would like additional coverage and consider deductible levels
• Ask for available discounts

Get Free Quotes After researching, you are now ready to start gathering quotes.
Be sure to only deal with those who are willing to give free, no obligation quotes.
If this is a problem for them, move on to their competitors.
When asking for a quote, be sure to have the following information at hand.

• Name, age, gender and license numbers of all drivers that will be on policy
• Year, make, and model of vehicles
• Your current policy information
• Estimate of mileage driven annually
• What you primarily use your car for
• Where you park the car overnight, ie.
  garage or driveway

Review Quotes Before you decide on a policy, you should carefully review them.
Make sure to check references on the insurer to know that you are dealing with a reputable company.
Make sure the policy includes everything that you requested and that it meets your budget.
The cheapest quote doesn't always mean its the best quote.
If and when its time to file a claim, you need an insurer that you can depend on to handle your claim in a timely and professional manner.
If you decide to switch your insurance policy, don't forget to cancel your previous one.
No need to have double coverage!