One of the main reasons for divorce is financial problems between the husband and the wife. If you want to save your marriage, you have to be able to communicate with your spouse about the financial issues you currently have. At the onset of the issue, the problem should be addressed because it can blow up out of proportion if the financial problem is not discussed immediately. Blames will be made and hurtful words might be said. This can eventually result in an unhappy marriage.

In the first year of the marriage, the husband and the wife should decide whether they would like to have a joint account or keep their individual accounts. There is no right and wrong choice here. If the couple is comfortable enough with each other, they can go for joint account for more transparency. There is nothing wrong also with having individual accounts. Both the spouses can manage their finances separately this way. If the couples are honest enough to each other, they can keep individual accounts if they like to as long as they agree upon it.

It is normal for an individual, married or not, to keep a small stash of money secret from anyone else. This is quite ordinary also for married couples. However, this issue should not escalate into anything more. The purpose for having small stash of money kept secret from your partner should only be for emergency purposes and not to keep money from your better half. The secret stash should not affect the budget for the family and it should not be that big of a deal to be one of the reasons for divorce.

Discussing the financial goal of the family is very important. The husband and wife should be transparent with how much they are making from their jobs. Both of them should compute the household finances so they can see where they lack, if they have enough or if they can save the excess money and use it for family outings or in buying big ticket items for family use such as a new house, a new car or an investment item. Different individual have different outlook when it comes to money matters. If you and your spouse do not agree upon one thing, respect each others opinion and try to have a consensus.

If ever you experience financial trouble due to lost of job or because of global economic crisis, you should sit down with your better half and discuss how you can make your current income work for the family. See where you can save money by reducing the amount you spend on some things such as lowering your electric bills, easing the expense on shopping and canceling some family trips. If things go for the worse, better consult a financial consultant to help you out.

Marriage is a partnership, it is considered as teamwork. One spouse should not shoulder all the burden of financial responsibilities and problems for this could only lead to an unhappy marriage. Both husband and wife should make the effort to arrange family finances properly.