Your event liability insurance policy might provide coverage for alcohol-related accidents.
It protects organisers from the possible costs liability claims as a result of accident or loss during your event.
This cover is designed to protect you from certain kinds of claims that occur as a result of accidents taking place during the event.
If you want, separate insurance certificate depicting the additional insured it can be issued by your insurance company.
It is quite important, however, to make sure that the per-occurrence and aggregate limits needed by your venue is in line with your event liability insurance policy.
• If accident occurs because of intoxicated guest, you will get coverage on the basis of your event liability insurance policy terms and conditions.
It may allow you to name your venue as additional insured and you do not need to pay any extra money for this.
You'll have put a lot into staging a successful event and it can cost a considerable amount of money too.
• This type of insurance is available to individuals, committees and event coordinators and may even include Village Fetes, Carnivals, Dog Shows, Exhibitions, Sports Days, Car Boot Sales and Festivals.
• In order to buy event liability insurance policy you first need to select an insurance company.
Once you have managed to do that, next you will have to fill the application form.
Sometimes, you even have to attach documents like your passport and salary slip with the application form.
When your insurance company is sure that the details you have provided are correct, you will receive an agreement paper from the insurance company, which will include the terms and conditions of the insurance policy.
If you are happy with the terms and conditions of insurance policy just sign the paper.
• Accidents do happen, and this type of insurance plays a great role in protecting you, especially when your guests get injured because of wet floor, you are liable to pay him some money.
This insurance offers protection for the host / honoree for damage to the facility caused by a guest or vendor, bodily injury to guests they are found liable for, and alcohol-related accidents they are found liable for (if Host liquor coverage is included on the policy).
In general, this policy offers coverage in the range of millions of pounds for third-party property damage at the event site for which you are liable.
• The insurance may not be that easy to understand but it should not be that difficult to buy, either.
There are companies, who can give clear information about covers relevant to your event organising business and a simple quote form to help you buy the right cover.
They will also help you compare quotes from a range of trusted insurers.
Having event liability insurance can give you peace of mind while you concentrate on event planning.
It is a specialty insurance policy designed to indemnify the host from certain types of claims arising from accidents taking place during the event.