In Pennsylvania, drivers are required by law to carry a minimum amount of insurance to satisfy compulsory insurance laws.  Just because you are required to carry insurance does not mean you have to give up your rights by allowing your insurance company to raise their rates so they can meet their profit goals.  Insurance companies pass legal rate hikes and apply these increases to your policy when you approach your renewal.  This practice may be legal, but it is also very conniving.  Have you ever purchased a policy because you saved money and then when your renewal came the policy was more then you were paying before?  Avoid this by purchasing ratelock by Erie Insurance.  Learn how the Erie insurance ratelock feature works and you are sure to switch your policy today.

Keep the Same Rates Regardless of Your Driving Record

Just because you have a perfect driving record now does not mean you will have a perfect driving record in a year.  Tickets definitely come by surprise.  One glance away from the road or a miscalculation can lead you to a fender bender that causes thousands of dollars in damage.  On the standard insurance policy, you are surcharged for tickets and at-fault accidents.  Your once perfect driving record no longer matters because now you have a small blemish.  Even a first-time ticket will increase your rates for at least 36 months.  With Erie insurance, you can expect no rate increase for tickets or accidents.  This is more than accident forgiveness, this is freedom to keep the same premiums even if you are no longer a "perfect" driver.

Understanding the Terms of the Feature

The ratelock guarantee is not a ploy to persuade you to do business with Erie Insurance.  In fact, this feature has attracted thousands of people and 90 percent of these policyholders stay with the company for three years or more.  In the insurance industry, 90 percent retention is unheard of.  The reason why people stay is a combination of excellent customer service and clearly defined rules.  As long as you keep the same cars on your policy, you stay in the same residence, and you keep the same drivers on your policy, you will receive the ratelock feature.  The ratelock applies to rate increases, tickets, and accidents.  This means no more rate increase on car insurance if you file a claim or you get a ticket for going 5 miles over the speed limit.  Keep in mind, you will have to pay your ticket still!

You can purchase ratelock from Erie Insurance agent, Williams Agency and get the professional service that many companies no longer offer.  Agents with Williams Agency are professional, experienced, and trained to find you the discounts you are eligible for.  Not only will you receive discounts, you will also receive recommendations from trained professionals on how to cover yourself adequately.  Lower your pennsylvania car insurance policy premiums without compromising your protection and keep your premiums low long-term by choosing the ratelock guarantee feature available through Erie.