- 1). Go online to your college's website and find the enrollment dates and drop deadlines for the current semester. Enroll at least part-time by the enrollment deadline to have your loans processed by your college. Your tuition and fees can be paid automatically through your loans.
- 2). Check with the financial aid office to find out the date your loans will be released, electronically or by check. The name of your specific counselor should be listed on the financial aid web page according to the first letter of your last name. Email the financial aid counselor to verify that your loans are being processed and how they will be distributed.
- 3). Request your loans to be canceled if you have dropped all of your classes or will not be returning to school for the academic term. Plan to pay the tuition and fees, or a portion of them, if you have not met the drop deadline.
- 4). Go to Student Loans.Gov for an overview of the student aid programs. Create a list of the loan that you accepted by type, year and original amount. Under "Managing Repayment," read the sections on grace periods and repayment options.
- 5). Call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) for information on your outstanding loans, loan balances and loan holders. The list provided may not be all inclusive. You may need to search further for additional loans.
- 6). Visit the National Student Loan Data System for Students to obtain a list of your federal loans. You can access your list of loans under the financial aid review section. You will need your Social Security number and PIN number. You can request a duplicate PIN or re-establish your PIN at Pin.Ed.Gov.
- 7). Send a copy of the list to your college with any written correspondence about your loans. Contact the student financial aid office and ask the best way to find out about the status of your loans. They may refer you to an external loan office or other agency.
- 8). Write to each financial aid or loan office at each school that you attended, include your Social Security number or school identification number. Ask for written verification of the loans that the school currently holds and request information about any other loan holders.
- 9). Call the U.S. Department of Education to find loans in default. Review any written correspondence you have from lenders, for contact information. Check your credit report for negative reporting on your loans. The reporting agency on the report should be the current holder.
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