- Workers in Georgia are entitled to compensation while they recover from work-related injuries.wheelchairs image by Gina Smith from Fotolia.com
Getting an injury on the job can be a life-shattering event. Because many workers are unable to continue working while they recover, and because some must begin looking for a new line of work after an injury, many states in the U.S. require employers to provide workmen's compensation. This is a type of accident insurance in place to protect employees during their recovery.
Georgia has several specific stipulations regarding workmen's compensation. - All employers with more than three employees must provide workmen's compensation insurance in the state of Georgia. This includes part-time employees. As long as an employer has three or more workers, employees are covered from the first day on the job. Workmen's compensation only covers those injuries incurred while working.
- Injured employees may choose their own phsyician.Smiling young doctor image by Monika 3 Steps Ahead from Fotolia.com
In the event of an injury on the job in Georgia, employers will pay for all authorized "doctor bills, hospital bills, physical therapy, prescriptions and necessary travel expenses," according to the Georgia State Board of Workers' Compensation.
Also, employers in Georgia must post information regarding available physicians and medical providers. Employees have the right to select their own physicians or to choose one of the physicians listed by their employer. - If an injured employee is not able to work for seven days or longer, then the employee is eligible to receive weekly income benefits. These weekly benefits will equate to 2/3 of that employee's average weekly wage, and the first check must be mailed to her within 21 days of her first day of missed work.
Weekly income benefits may be received for up to 400 weeks, except in the case of extreme injuries. When an employee can no longer work in his chosen field due to an injury suffered on the job, then he may be eligible for lifetime disability benefits.
previous post