- 1). Educate yourself on all the issues, including the financial impacts of banker misconduct, the possible solutions and the current government policy. Do not allow yourself to be ignorant of any major aspect of the issues.
- 2). Form or participate in a grass-roots organization devoted to populist economic policies that favor individual consumers over the interests of banks. Many of these organizations already exist, such as Consumer Watchdog.
- 3). Work with friends and community members to reach out to your elected representatives, including your local mayor or state-elected official, congressman or senator. Contact them as a member of an organization rather than as a single constituent; this is more likely to get their attention.
- 4). Lobby against policies that favor banks, such as the "Too big to fail" policy that protects big financial firms from bankruptcy, or the "collateral sales" to the Federal Reserve that allowed banks to sell bad loans at above-market rates.
- 5). Use legal protection when your rights are threatened by banking interests. Whether it is a foreclosure, repossession or damaged credit rating, make sure you are covered legally and, in turn, make the process painful for the bank. Discuss with legal council any option before you pursue it.
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