I learned from T Harv Eker that if you're not already financially free and happy, you're probably trying too hard to be right. Many people have negative emotions about money which are literally holding them back from achieving financial freedom. Take a few minutes now to complete the following simple statements in relation to money.

With regards to money:
1. I feel angry because
2. I feel sad because
3. I feel afraid that
4. I feel ashamed or embarrassed about
5. I feel guilty because
6. I feel sorry because

When you think carefully and complete these statements, be ready for some emotions to well up inside – they did when I did the exercise at "Millionaire Mind Intensive" 5 years ago.

Of all the emotions which you may have towards money, anger is the most debilitating; your anger and resentment only hurts you. When I first did this exercise, I can recall anger around the following situation. "At age 7, Mum and Dad were going to buy me a new bike for Christmas and then a few weeks later told me that I needed to save up for it and instead of buying the bike, they'd give me some money towards it. I felt angry and let down that they didn't do what they said they'd do and it took me about a year to save up the money". I'd suppressed the anger over many years and when it came out in New Jersey, USA – December 2005, I felt quite emotional.

T Harv Eker then encouraged me to reframe the situation by considering the incident from the other person's perspective. So this is what I wrote as if my Dad were talking to me in a calm voice "Mum and I felt that it would be important for you to realize that you have to work for and earn money. We learned that lesson from our parents and want to pass it on to you. You'll have to work very hard to enjoy the standard of living that you now enjoy. We're telling you this so you'll know and won't be disappointed later in life. So – work hard, save and you may be able to afford what you want". Wow – I immediately realized that a few ineffective money beliefs developed from that conversation 40 years ago! That life is hard and money is scarce were just two of them.

I've since realized that holding onto anger and resentment is like taking poison and expecting someone else to die. Start by examining and then letting go of any negative emotions about money. Some of these may be deep in the subconscious but letting go of the anger and inappropriate beliefs is crucial if you really want to