Gazing into the future, few investors feel secure about investing shrewdly in 2011 and beyond.
If you do so without planning ahead you're asking for trouble.
Let's take a look at a simple way to invest in 2011 and in general.
Look upon how to invest in 2011 and into the future as an investing game.
When you invest you need to plan ahead and know the landscape.
What you are trying to put together is a way to invest without stress or heavy risk.
When you have it all together you'll feel comfortable about how to invest in 2011 and going forward.
Most investors would agree that it's more difficult to invest these days.
For years leading up to the new millennium you could just invest in the stock market and make money.
Anymore, and in 2011 and later years, a knowledge of how to invest successfully is required.
The aftermath of the recent financial crisis still lingers.
There is no sure bet in the new investment environment.
The only sure answer to investing going forward is to diversify significantly and completely.
Only if you focus on diversification can you have confidence and reign in risk.
By simply owning mutual funds any investor can invest and be diversified.
Fund investors don't need to know how to individual stocks and bonds or other securities.
Managing securities in the form of stock, bond, and money market funds is the mutual fund company's job.
If you select funds to invest in from all three of the above basic categories you can be truly diversified.
The next step is deciding how to invest in a ratio that fits your risk profile.
To increase safety put more money in money market funds, and for higher interest yields bond funds should get more money.
Younger more aggressive investors should invest most of their money in stock funds.
In 2011 and beyond stay fully diversified and you can worry less about how to invest profitably.