Vehicle insurance premiums tend to rise year by year, dependent on the vehicle you own, the age of the car and whether you made any claims. Nevertheless its not just a case of paying to protect your no claims bonus, or buying a smaller automobile - as there are still a lot more ways in which you can get cheap car insurance - its just an issue of understanding how to make the savings.

Everyone is on the lookout for a better deal on his or her car insurance. You could probably save anything between Five pc and Ten percent by buying on the internet. Online applications supply an instant discount, as it is an automated process, and thus it costs the insurer a ton less to process your request. These days, there are a plethora of good price comparison internet sites - who will search for the best deal to suit your individual needs - saving you time, money and hassle.

It also pays to research.

If you can afford to, you may also make savings by paying your premium at one time. All you need to do is enter in your significant details, and they are going to do the rest.

However, always be honest about how many miles you do, as insurance firms can ask to see your old MOT certificates and service history, to determine mileage in the event of an accident. Most firms quote for nearly 12,000 miles per annum, so if you're covering less than this amount, then you need to receive a reduction.

Be aware when hunting for cheap car insurance that the security of your car when parked is another major concern for insurers. If you decide to park your automobile in a garage, this will also result in larger kickbacks to your premium. Your postcode, and where you park your vehicle overnight, can have a massive effect on how much you pay.

Most insurance providers also offer other insurance products, such as home buildings and contents.

If you own an automobile of low value, it could be worth insuring it for third-party cover only. Some will give additional discounts on your motor quote, should you choose to purchase more than one product from them - so this is worth keeping in mind.

Car insurance companies like to insure safe, courteous drivers, because the risks are much lower. This is the minimum obligation by law, but remember that should you be mixed up in an accident, the automobile would not be covered for any repairs.

The no claims discount is among the biggest factors having an effect on what youll pay. By keeping a clean licence - and even taking the advance driving skills course - you will prove to your insurer that you are less certain to cause an accident, and so in turn, your premiums will be lower. The fewer accidents and situations you are concerned in, the safer driver youll be deemed to be. You might save up to Seventy five % for just about 5 years ' no claims.

It is in fact attainable to get cheap car insurance; you just need to research for a good deal.