Laws on Judgments for Credit Card Debt

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Credit card judgments are affected by state laws.credit card with padlock and bugs image by patrimonio designs from Fotolia.comConsumers often run into trouble with credit card debts. Sometimes, the card issuer will sue a consumer who is unable to pay his debts. The result of a successful...

How to Compose a Legal Response to a Summons

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A court issues you a summons to notify you that someone is suing you. The summons lists the name of the plaintiff, the court location and the details of the complaint. You, or your lawyer, are then required to write a legal response to the court regarding the issue of the summons. Most courts allow

Florida Car Laws

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Florida statutes address numerous car issues.Florida state contour with Capital City against blurred USA flag image by Stasys Eidiejus from Fotolia.comCar owners in Florida must comply with a multitude of laws addressing everything from child seat restraints to window tinting. While some...

Does the PA Lemon Law Apply to Used Vehicles?

Consumer Law & fraud 3/28/2019 3:37:00 AM 3/28/2019 3:37:00 AM

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Like other U.S. states, the Commonwealth of Pennsylvania has its own lemon laws. Title 73 Chapter 28, Sections 1951 to 1963 of the Pennsylvania Code are collectively called the Automobile Lemon Law. Unfortunately for used-car buyers, this law only applies to new motor vehicles as defined in the stat

Plain Language Consumer Contract Act

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The Plain Language Consumer Contract Act was passed in September 1994, and it is part of the Pennsylvania state code. The act requires that consumer contracts be pre-approved by the state to ensure the contract is written in language parties can easily understand.

Rules for Buying a Non-Primary Home

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The reasons for buying a non-primary home vary from wanting a vacation home to buying a place for retirement or to collect rental income. Your non-primary home may be a boat, a cabin, a condominium, a house, a mobile home or even a recreational vehicle as long as it includes a bathroom, cooking and

New York State Lemon Law for Cars Over 100,000 Miles

Consumer Law & fraud 3/28/2019 1:00:00 AM 3/28/2019 1:00:00 AM

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The New York State Lemon Laws were devised to prevent consumers from being taken advantage of by used car dealers. The Lemon Laws govern the sale and lease of new and used vehicles, ensuring that they are in a good state of repair, functional, have value and do not require constant repair. The New Y

Consumer Lending Collection Laws

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Federal law regulates the collection of debts.patriot credit card image by Ray Kasprzak from Fotolia.comAt the federal level, the principal law regulating consumer collection activities is The Fair Debt Collection Practices Act ("FDCPA") passed by Congress in 1978. This comprehensive...

How Much Will Buying a Home Help With Taxes?

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If you are a renter, you may look longingly at your friends and neighbors who own their own homes. It is true that home ownership has a number of important advantages, including potential tax savings. But before you buy a home simply to save on taxes, it makes sense to determine exactly how much you

Statute of Limitations on Misdemeanors in Wisconsin

Consumer Law & fraud 3/28/2019 1:00:00 AM 3/28/2019 1:00:00 AM

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Misdemeanor Statute of LimitationsPolice image by Zeno from Fotolia.comStatutes of limitations set the time within which a party must file a legal action. Each state has its own laws setting these time limitations. The statutes of limitations for criminal offenses in Wisconsin are found...

Homeowner Association President Rights & Responsibilities

Consumer Law & fraud 3/28/2019 1:00:00 AM 3/28/2019 1:00:00 AM

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Sooner or later, many members of community associations (CA) decide to run for office as a governing board member or officer. Homeowner association (HOA) presidents are often key officers, facing challenges that test a volunteer's resolve to serve. As the chief executive officer of the association,

What Happens if I Didn't Put Enough Postage?

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The U.S. Postal Service is a reliable way to send your mail -- provided you place the right postage on your envelope. Incorrect postage can result in a delay in shipment or your recipient never receiving the mail. Fortunately, resolving the issue is easy to do. Your mail eventually will get there.

Consumer Credit Act of Queensland

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Passed in 1994, the Consumer Credit Act (Queensland) established standards for the giving of credit and the actions of lenders. According to the Consumer Credit Code website, the act is "based on the principles of truth in lending which will allow borrowers to make informed choices when purchasing c

What Are Consumer Affairs?

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When purchasing something from a local retailer, national chain or online business, you are trusting that the item or service you are getting is legitimate. However, sometimes buyers find themselves with faulty products, poor service or fraudulent service. Consumer affairs agencies will help you fil

Credit Card Merchant Services Laws

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Many laws and government agencies enforce credit card merchant services laws. Most commonly credit card merchant services are under the jurisdiction of local, state and federal laws. Credit card merchant services laws are rules and regulations that credit card merchants must adhere to stay compliant

How to Divide Credit Card Debt in Divorce

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How your credit card debt will be divided in a divorce depends largely on the state in which you live. With the exception of Florida and Alaska, states are separated into two distinct categories: community property, and equitable distribution (also known as "common law"). Community property states d

How to File a Motion to Appeal for a Landlord's Tenant in New York

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Filing a motion to appeal as a tenant in New York can be challenging, but it is not impossible. The existence of such options allows tenants to negate decisions made by housing courts. An appeal can only be filed against a written order or judgment made by a judge in the court system.

Mortgages for Unmarried Couples Buying a Home

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A mortgage is a mortgage. It doesn't matter where the home is located, how much it costs, the interest rate you pay, the type of mortgage you get or who applies for it. A mortgage is a document on which the signer or signers promise that they'll make payments as scheduled until the mortgage is paid

Collections Agency Regulations

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Collection agencies collect debt that is owed to them or to someone else they are in the employ of. Financial institutions and other types of businesses and organizations hire collectors to obtain monies owed on existing debt. To remain in good standing, agencies must adhere to regulations establish

California Down Payment Assistance Programs

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California down-payment assistance programs can help homeowners.house blueprint and house model studio isolated image by dinostock from Fotolia.comIn this tough economy, any assistance can help home buyers purchase their dream home. If you live in California, there are a few options to...