How to Detect ID Theft

Consumer Law & fraud 3/29/2024 1:00:00 AM 3/29/2024 1:00:00 AM

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Detecting identity theft early can be a simple task that can prevent years of costly complications. You can detect signs of possible identity theft by monitoring your credit report and financial statements regularly. Signs of identity theft can include errors on your credit report, collection calls

How Is a Civil Judgment Enforced?

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If a plaintiff is successful in a civil trial against a defendant, the court may award the plaintiff a civil judgment to compensate the plaintiff for damages or injuries caused by the defendant. A civil judgment is a court order instructing the defendant to pay the plaintiff a set amount of money. C

What Is the Difference Between a Federal Levy and a Notice of Levy?

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The Internal Revenue Service collects money owed to the federal government and uses the federal levy to accomplish this task. If you owe unpaid taxes, the IRS sends a notice and demand for payment, giving you an opportunity to pay and a number of days for payment. If you ignore the notice and demand

Laws on Judgments for Credit Card Debt

Consumer Law & fraud 3/29/2024 1:00:00 AM 3/29/2024 1:00:00 AM

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Credit card judgments are affected by state laws.credit card with padlock and bugs image by patrimonio designs from Fotolia.comConsumers often run into trouble with credit card debts. Sometimes, the card issuer will sue a consumer who is unable to pay his debts. The result of a successful...

How to Compose a Legal Response to a Summons

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A court issues you a summons to notify you that someone is suing you. The summons lists the name of the plaintiff, the court location and the details of the complaint. You, or your lawyer, are then required to write a legal response to the court regarding the issue of the summons. Most courts allow

Florida Car Laws

Consumer Law & fraud 3/29/2024 1:00:00 AM 3/29/2024 1:00:00 AM

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Florida statutes address numerous car issues.Florida state contour with Capital City against blurred USA flag image by Stasys Eidiejus from Fotolia.comCar owners in Florida must comply with a multitude of laws addressing everything from child seat restraints to window tinting. While some...

How to Collect an Out-of-State Judgment in North Carolina

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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A valid out-of-state judgment can be collected in any state, as all states honor the judgments of others. Any United States or state court judgment is enforceable state to state due to full faith and credit regulations. The enforceability may be legal, but can be difficult to obtain. A civil claim f

Plain Language Consumer Contract Act

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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The Plain Language Consumer Contract Act was passed in September 1994, and it is part of the Pennsylvania state code. The act requires that consumer contracts be pre-approved by the state to ensure the contract is written in language parties can easily understand.

Rules for Buying a Non-Primary Home

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The reasons for buying a non-primary home vary from wanting a vacation home to buying a place for retirement or to collect rental income. Your non-primary home may be a boat, a cabin, a condominium, a house, a mobile home or even a recreational vehicle as long as it includes a bathroom, cooking and

New York State Lemon Law for Cars Over 100,000 Miles

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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The New York State Lemon Laws were devised to prevent consumers from being taken advantage of by used car dealers. The Lemon Laws govern the sale and lease of new and used vehicles, ensuring that they are in a good state of repair, functional, have value and do not require constant repair. The New Y

Consumer Lending Collection Laws

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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Federal law regulates the collection of debts.patriot credit card image by Ray Kasprzak from Fotolia.comAt the federal level, the principal law regulating consumer collection activities is The Fair Debt Collection Practices Act ("FDCPA") passed by Congress in 1978. This comprehensive...

Statute of Limitations on Misdemeanors in Wisconsin

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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Misdemeanor Statute of LimitationsPolice image by Zeno from Fotolia.comStatutes of limitations set the time within which a party must file a legal action. Each state has its own laws setting these time limitations. The statutes of limitations for criminal offenses in Wisconsin are found...

Homeowner Association President Rights & Responsibilities

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Sooner or later, many members of community associations (CA) decide to run for office as a governing board member or officer. Homeowner association (HOA) presidents are often key officers, facing challenges that test a volunteer's resolve to serve. As the chief executive officer of the association,

What Happens if I Didn't Put Enough Postage?

Consumer Law & fraud 3/28/2024 1:00:00 AM 3/28/2024 1:00:00 AM

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The U.S. Postal Service is a reliable way to send your mail -- provided you place the right postage on your envelope. Incorrect postage can result in a delay in shipment or your recipient never receiving the mail. Fortunately, resolving the issue is easy to do. Your mail eventually will get there.

Consumer Credit Act of Queensland

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Passed in 1994, the Consumer Credit Act (Queensland) established standards for the giving of credit and the actions of lenders. According to the Consumer Credit Code website, the act is "based on the principles of truth in lending which will allow borrowers to make informed choices when purchasing c

What Are Consumer Affairs?

Consumer Law & fraud 3/27/2024 2:38:00 PM 3/27/2024 2:38:00 PM

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When purchasing something from a local retailer, national chain or online business, you are trusting that the item or service you are getting is legitimate. However, sometimes buyers find themselves with faulty products, poor service or fraudulent service. Consumer affairs agencies will help you fil

How to Divide Credit Card Debt in Divorce

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How your credit card debt will be divided in a divorce depends largely on the state in which you live. With the exception of Florida and Alaska, states are separated into two distinct categories: community property, and equitable distribution (also known as "common law"). Community property states d

How to File a Motion to Appeal for a Landlord's Tenant in New York

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Filing a motion to appeal as a tenant in New York can be challenging, but it is not impossible. The existence of such options allows tenants to negate decisions made by housing courts. An appeal can only be filed against a written order or judgment made by a judge in the court system.

Mortgages for Unmarried Couples Buying a Home

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A mortgage is a mortgage. It doesn't matter where the home is located, how much it costs, the interest rate you pay, the type of mortgage you get or who applies for it. A mortgage is a document on which the signer or signers promise that they'll make payments as scheduled until the mortgage is paid

California Down Payment Assistance Programs

Consumer Law & fraud 3/27/2024 2:38:00 PM 3/27/2024 2:38:00 PM

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California down-payment assistance programs can help homeowners.house blueprint and house model studio isolated image by dinostock from Fotolia.comIn this tough economy, any assistance can help home buyers purchase their dream home. If you live in California, there are a few options to...