- Those seeking Chapter 7 bankruptcy, which legally forgives almost all debts, must pass a federal means test. People who make more than their state's median income will be compelled to repay at least part of their debt load through a Chapter 13 case.
- An important bankruptcy law is that child support and alimony obligations cannot be reduced or forgiven through any form of bankruptcy.
- Court fines cannot be legally resolved through a bankruptcy case. There might also be legal penalties such as imprisonment for failure to pay such obligations on time.
- Lawsuits awarded to someone based on your drunken driving activity cannot legally be reduced or eliminated through any type of personal bankruptcy case.
- Under bankruptcy laws that were in place as of September 2009, people seeking any type of bankruptcy had to complete court-approved credit counseling before filing their cases.
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