Some people think of the winter as tax sale season because of the Arizona online tax lien sales in February.
Others think of the spring as the tax sale season due to the Florida online tax sales in May and June.
But the real sale season is the fall.
Why the fall? Because from September through December there are tax lien and tax deed sales going on all over the country, both live and online.
Fall Tax Lien Sales You'll find plenty of live tax sales in the fall in Indiana, Illinois, and New Jersey.
And each of these states has a different method of bidding.
In Indiana premium is bid for liens, In Illinois, the interest rate is bid down, and in New Jersey the interest rate is bid down and then premium can be bid for liens.
All of these sales - with the exception of only 2 counties in Indiana, are live sales, meaning you must attend the sale in order to bid.
If you're planning on investing in Indiana or in New Jersey you can get customized software to track your liens and automate your investing.
If you're looking for online tax lien sales then Colorado is the state for you.
Many of the Colorado counties have online sales.
The interest rate for Colorado tax liens changes with the prime rate each year and this year is at 10%.
Premium is bid and you do not get any interest on premium, nor do you get your premium back in Colorado when the lien redeems.
If you want to invest in liens but you live in a deed state and don't want to travel to a tax lien state, you might want to try the Colorado online tax sales.
Fall Tax Deed Sales What if you're interested in tax deed sales? There are plenty of deed sales in the fall as well, both online and live.
Pennsylvania counties conduct their "upset" sales in the fall.
These sales are live, not online, but you have to do careful due diligence before purchasing a deed at the upset sale, because if you purchase a property in this sale you are responsible for any liens or judgments on the property.
The state of Michigan has online deed sales in the fall and though some of them are already over (they happen in September), each county will conduct a second "no reserve" tax sale where the minimum bid on the properties in the sale is reduced.
And don't forget that the Florida tax deed sales go on throughout the year, and some of them are online.
Some Florida counties have tax deed sales as often as once a week! Redeemable Deed Sales Redeemable deed sales also go on throughout the year in Texas and Georgia.
Plus Connecticut, Tennessee, and South Carolina counties have their tax sales in the fall.
None of the redeemable deed states have online tax sales, so you have to show up in order to bid at any of these sales.
But as you can see there is no shortage of fall tax sales, so whatever your preference, tax deeds or tax liens, online or live, you can find a tax sale this season.