- Some benefits to purchasing cancer insurance include relief from the devastating financial burden that can be a part of cancer treatment. A lot of cancer patients have regular health insurance, but even with health insurance, there are so many other fees, deductibles, co-pays and lifetime (or yearly) caps to deal with. Cancer insurance will relieve patients from a significant portion of those fees.
- If you are considering purchasing cancer insurance, you have to be free of having received cancer treatment for a minimum of five years (for certain types of cancers, that is lowered to just three years). Also, you must not be HIV positive. You will not need to undergo a medical exam or answer any questions about your family's medical history in order to be eligible for this insurance.
- Depending on your age, individual monthly rates for cancer insurance could cost you anywhere between $10.40 and $23.00. The older you are, the more you have to pay for cancer insurance. If you purchase cancer insurance at a family rate, the monthly rate varies between $18.00 and $39.50.
- With cancer insurance, patients can receive various supplemental benefits, including benefits for treatments and procedures that are required to care for the cancer and payment for cancer screening benefits for certain screening tests (usually called wellness benefits).
- Cancer insurance can help cancer patients cover costs for loss of income, travel and transportation, childcare (including babysitters), housekeeping, home nursing expenses and many other potential expenses.
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